Our Blog


January 21, 2022

Savings During Covid by Richard Cayne: Financial Consultant at Meyer International Ltd

It would have been nearly impossible for anyone to have foreseen an event like COVID-19 coming with the magnitude it hit us with. Now we find […]
January 17, 2022

Covid Insurance – by Investment Advisor Richard Cayne of Meyer International Ltd

Financial planning is one of the many concerns that most people have as the COVID-19 health crisis continues onward throughout the world. While there are already […]
December 13, 2021

Covid 19 Black Swan by Richard Cayne Bangkok Thailand

Everyone wants to be able to feel like they understand the world around them, particularly when something unthinkable as the COVID-19 pandemic occurs. At times, we […]
December 10, 2021

Richard Cayne on retirement

Everyone looks forward to the day where they will no longer need to work, but how many of us are actually prepared for retired living? Richard […]
November 19, 2021

Covid 19 and Health Insurance by Richard Cayne Meyer International Ltd

I think it goes without saying that the COVID-19 pandemic has forced all of us to reassess and reevaluate so many aspects of our lives. Of […]
November 11, 2021

Life Insurance and Covid-19 – by Richard Cayne

If you have a family, a life insurance policy and payment protection plans are essential investments for your future suggests Richard Cayne at Meyer International Ltd. […]
November 9, 2021

Offshore Investing – by Richard Cayne

When the average person hears about something like “offshore” investing, they automatically imagine something sinister or dark, possibly even illegal, that people are using to dodge […]
October 27, 2021

Can Your Portfolio Handle Inflation?

There are those who believe that overall inflation rates will see a massive surge around the globe due to the economic strain and pressures brought about […]
October 12, 2021

Catching Unicorns by Richard Cayne

Unicorns. No, not the magical horses with horns on their heads that gallop through the fantastical children’s fairy tales of old. I’m speaking about a different […]
July 1, 2020

Value vs Growth Investment Strategies

Investing in any form can be risky, especially during volatile economic times such as now. We all want to see our portfolios grow, but how can […]
May 19, 2020

Don’t let these investment myths stop you

For many people, the concept of “investment portfolio” is something only available to certain types of people. And often they don’t include themselves in that group. […]
April 15, 2020

What are your options for retiring abroad?

Many people look forward to retiring, but not many consider the option of retiring overseas. However, with proper consideration and planning, the potential locations to spend […]
March 2, 2020

Investing Terms: P/E Ratios

When evaluating a company as a potential investment, there are so many factors to look at. One of them is the P/E ratio. This calculates the […]
January 28, 2020

Estate planning: Foundations or Trusts?

When creating an estate plan, many decide to establish an entity to oversee their assets after they are gone, controlling the distribution of wealth and possibly […]
December 23, 2019

Consider annuities for your retirement planning

There are many tools and options when it comes to investment planning, especially for retirement. More often than not, you want an instrument that will guarantee […]
November 20, 2019

Are sin stocks really sinful?

While some investors only look for opportunities to make a profit, there are those who also seek companies that align with their ethics. They tend to […]
September 17, 2019

Investing terms: Capital Gains

Taxes, for most of us, are an inevitability. But how much tax you pay may differ depending on where your earning or profits come from. In […]
September 13, 2019

Invest in a vacation home or buy into a timeshare?

You go to the same destination every year for holiday, or you want to spend more time in some beauty spot — so you think, why […]
April 17, 2019

Are Bonds Truly Low-Risk Investment Options?

Bonds are touted by many as a low, almost no, risk investment. You put money in, and money comes out. Easy. But is it? As with […]
November 8, 2018

IPOs are not always a good thing

Initial public offerings (IPOs) can be fantastic for a growing company. It creates a new flow of capital without having to take out loans, offering stock […]
October 31, 2018

Initial Coin Offerings: Is it worth the risk?

There has been a lot of press lately about plunges in cryptocurrency. Even Bitcoin, the trailblazer for the cryptocurrency craze, has seen an extraordinary plummet, so […]
August 20, 2018

Evaluating a company: Gross vs net

Last year, we discussed some fundamentals when it comes to evaluating a company to determine whether it is a worthy investment. There are still so many […]
July 27, 2018

Investing terms: Basis points

Some finance terms, like bull and bear to describe market trends, are meant to simplify concepts for the lay person trying to get to grips with […]
April 20, 2018

When to Start Saving: Matching Goals to Risks

We’ve discussed the importance of not just saving money, but of how you need to assess your risk appetite as well as create specific financial goals. […]
March 21, 2018

When Should You Start Saving: What’s Your Risk Tolerance

Now that you’ve started to save, you need to consider what to do with your money. Keeping your cash in a savings account may seem safe, […]
March 21, 2018

When Should You Start Saving? Now!

It shouldn’t come as a surprise, but you should always be trying to save money. Of course, you don’t want to stay home every night, never […]
February 5, 2018

The Dow Jones Industrial Average: How much does it matter?

Recently, great news attention was given to the Dow Jones Industrial Average (DJIA) hitting 26,000 only to take a record drop a few weeks later. “Many […]
May 10, 2017

If it sounds too good to be true, it may be a Ponzi scheme

No one believes that they could ever be deceived into investing in a Ponzi scheme, but, as history has shown, even some of the most experienced […]
May 10, 2017

Hedging is more than just lawn care

A common theme in this blog is the need to diversify your investment portfolio so that you can manage your exposure to risks. Technically, there is […]
April 11, 2017

Diversity your portfolio with REITs

You are constantly being told to diversify your portfolio to mitigate risk. Common instruments include stocks, bonds, and mutual funds, all of which have varying levels […]
March 4, 2017

Peer to peer lending: invest directly for bigger returns?

In the current financial environment, some may think it is a bit of a waste to keep their liquid assets or available cash in low yield […]
February 27, 2017

Can art enrich your portfolio?

Just because you don’t know the difference between Monet and Manet or between modern and postmodern doesn’t mean you should shirk the idea of investing in […]
February 27, 2017

When to consider active investment management

Last month, this article (http://www.richardcayne.com/richard-cayne-meyer/active-or-passive-does-it-really-need-to-be-eitheror/ ) discussed the general differences between active and passive investing. Now, it may seem to many that active investment management offers […]
January 30, 2017

A primer on evaluating a company

You want to make sure that your investment choices are sound, but how can you make sure that your decisions will result in a gain? Between […]
January 30, 2017

Is it too early to teach your kids about finance?

You want to provide for your children, protect them, and give them all the luxuries you can afford. But eventually, they will need to understand that […]
November 26, 2015

How to Tell if You’re are With a Good Financial Planner

Not every financial planner is a good financial planner. There are plenty of planners who got into the fields of wealth management or financial planning accidentally […]
November 26, 2015

Which Offshore Investment Products are Right for You?

You probably know some of the benefits of offshore accounts and investments. Investing in products in offshore jurisdictions provides a host of benefits from legal tax […]
November 9, 2015

When Families Don’t Talk about Money

Cultures differ throughout the world and some speak more openly than others. One topic that families can be very tight-lipped about is money. This can be […]
November 9, 2015

Don’t Hold Back Info From Your Planner

There are lots of mistakes that people might make when starting a business relationship with a financial planning consultant. Maybe you aren’t organized, you give goals […]
October 21, 2015

Common Misconceptions of Offshore Investing

What comes to your mind when someone mentions offshore investing? Something sordid? Swiss numbered bank accounts and bad guys from James Bond films? Maybe you think […]
October 21, 2015

The Unfounded Element of Fear in International Investing

“International investing?! Oh no, I would never!” “That’s just wrong.” “It’s not safe.” “I’m too careful for that.” These are just a few of the reactions […]
October 21, 2015

Are You Taking Advantage of International Investing Opportunities for Expats?

Are you living in Thailand? Have you been here for a while? Maybe you’ve made some great friends in the city, enjoyed trips to the islands […]