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Out of Date Wills A Review by Richard Cayne of Meyer International Ltd

If you’re like most people, you’d like to get your will in order and then not have to think about it again. However, this is a bad idea. Change is inevitable. It’s important to ensure that your loved ones and your assets are protected. Even when you’re no longer here to look after them.

Every three to five years, it’s important that you take another look at your will and any other strategies towards estate planning”, says Richard Meyer Cayne of Meyer International in Bangkok, Thailand. “Should something significant occur in your life, it’s imperative that your will reflects that change. You’d be amazed at how even the smallest circumstantial changes can impact your portfolio”.

Your situation may have changed

Outside of getting married, getting divorced or having kids, there are many other factors that may affect your estate planning. Have you received an inheritance of some kind? Have you made a career change?

A change in jobs can often mean alterations to your insurance coverage, a factor which may ultimately impact your beneficiaries.

Have you moved to a different part of the country or even abroad? Different regulations may apply due to jurisdictional changes. It’s always important to be sure.

Additionally, your personal goals may have changes as well. You may encounter a charitable cause at some point that inspires you to get involved. Your present assets, like your house, may have fluctuated greatly in value. Any setbacks or windfalls need to be addressed in the planning of your estate.

Other situations may have changed

There is also the unfortunate possibility that your children or spouse (or any other heirs) may pass away before you do. This too will obviously mean alterations to your will.

On the other hand (and on a brighter note) your kids may get married and you may even find yourself becoming a grandparent. Any changes to your bequests will have to be taken into consideration in situations like these.

Beneficiaries notwithstanding, the law also has to be taken into consideration. In all likelihood, regulations and laws regarding estate planning will change throughout your lifetime. Any new laws that arise will generally be brought to your attention by your advisors, but a periodic review of your will and estate is important if you intend to see that all your objectives are executed exactly as you’ve planned them.

Be safe –  review regularly

If you’re going to take the time to write out a last will and testament for the sake of your loved ones in the event of your passing, you might as well take the time to check up on said will to ensure it’s still relevant.

Every five years is a pretty solid benchmark, but it’s important you consult with a trusted financial advisor like Richard Cayne to ensure that everything is in order and up to regulation for your own peace of mind.

Richard Meyer Cayne

Richard Meyer Cayne of Asia Wealth Group Holdings, the Meyer Group, Meyer Asset Management and Meyer International Ltd has been involved in wealth management planning for decades. Originally born in Montreal Quebec, Canada, he later relocated to Tokyo, Japan for over 15 years and now resides in Bangkok, Thailand. While he runs the Meyer Group and serves as the high credibility CEO of Asia Wealth Group Holdings Ltd, a London, UK Stock Exchange-listed Financial Holdings Company, as well as the Managing Director of the Meyer Group of Companies www.meyerjapan.com. and has additionally been the managing director of multiple organizations that specialize in helping high net worth individuals with succession planning .

Having worked with clients all over the globe with everything from portfolios to bonds to mutual funds to offshore investing to investing in retirement for your golden years, Richard Cayne of Meyer International can help you invest the right way and protect your cash. Richard has been a financial advisor involved in wealth management planning solutions and asset management in Asia for over 25 years and while living in Tokyo, Japan, he assisted many high net-worth Japanese families create innovative international tax and wealth management planning solutions. The financial holding public company of which he is CEO can be seen at Asia Wealth Group Holdings Ltd or the stock exchange link:


Asia Wealth Group Holdings Ltd – Richard Cayne Thailand. Meyer Asset Management Ltd has been in the wealth management space since March 2000 and uses fundamental analysis along with modern portfolio theory.

His image worldwide as a professional advisor has been sterling and he maintains a firm command and understanding of all things finance-related.

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