It shouldn’t come as a surprise, but you should always be trying to save money. Of course, you don’t want to stay home every night, never enjoying a meal out, much less a lovely holiday away.

“Even people making a good income can find themselves spending beyond their means,” explains Richard Cayne of Meyer International. “There are a couple of simple tricks that can increase the amount you save considerably. Then you can take that cash and invest smartly to make it grow.”

Track Your Spending

If possible, try writing everything you spend down. Many of us use credit or debit cards, so we don’t tangibly see cash pass hands. This does make an impact on your spending. So, does looking at your weekly expenditures. Put those receipts accruing in your wallet to good use! Once you’re aware of your spending habits, you can better decide where you can cutback or make different choices.

Make Some Reasonable Cutbacks

You’d be surprised what you can live without. Or settle for something else. Start with something simple. Say you get a latte. A latte may cost 5 bucks, but a regular coffee with milk will definitely be less. For the sake of argument, say 3 bucks. So, 25 bucks a week is down to 15 bucks a week. That works out to saving 520 bucks a year. That may not sound like much, but that’s just a cup of coffee!

Consider your savings if you opt for public transport over driving, go out to eat one less night a week, or even re-evaluate your cable or broadband packages….

Now, Start Saving!

Once you’ve made some cost-cutting decisions, put it away! Depending on your goals and your willingness to risk, you have so many options. Have a chat with a trusted advisor about how best to do this. Talking to someone like Richard Cayne at Meyer International will show you savings paths beyond a piggy bank or a savings account. Whatever it is, you’re now on your way to increasing your savings, so your future can be more secure.